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Welcome! Want to build your credit? Here's how we can help.
Welcome! Want to build your credit? Here's how we can help.
With the flexibility of paying over time, a WebBank/Fingerhut Credit Account helps you buy the things you need while building a better credit future.1

how it works

  • 1
  • apply & receive your offer
  • 2
  • shop with low monthly payments 1
  • 3
  • build new credit history

which credit option is right for you?


Fingerhut Fetti®

Our traditional credit account means you can shop whenever you like, up to your credit limit.
  • Build your credit history when you make a purchase and pay your monthly bill.
  • After just 3 on-time payments, you could get a credit-line increase!


Fingerhut FreshStart®

This program is designed to help people who are starting out or starting over.
  • A one-time purchase program that’s a step to a traditional credit account.

  • Your $30 down payment is taken off your purchase price.#

  • FreshStart customers who have successfully completed this program have seen on average a 30 point increase^ on their FICO® Score.


start your credit journey with us
we’ll find the product that fits for you

see how we can help you

shop with
low monthly payments1
we report to all three credit bureaus
top brands
you want
no hidden
For complete program details, see the WebBank/Fingerhut FreshStart Terms and Conditions.
Based on the average FICO® Score increase from all Fingerhut FreshStart® account customers who successfully completed the program between 4/1/2021 through 4/1/2022. Average increase is based on FICO 8 methodology.
FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.