Skip to main content

California Consumer Privacy Act

For California residents, by proceeding to interact with Fingerhut, please be aware that your personal information may be collected.

To understand the types of personal information that we may collect about you, please visit our Privacy Page.

COVID-19 info for our customers  |  see these FAQs

take $25 off 
your first order of $100 or more
when you apply online and are approved for a Fingerhut Advantage Credit Account issued by WebBank
promo code NCK4D

Fingerhut homepage

how it works 1. apply and receive your offer 2. shop with low monthly payments<sup>1</sup> 3. build your credit with us
which credit option is right for you?
Advantage Our traditional credit account means you can shop whenever you like, up to your credit limit.
  • Build your credit history when you make a purchase and pay your monthly bill.
  • After just 3 on-time payments, you could get a credit-line increase!

Fingerhut FreshStart® This program is designed to help people who are starting out or starting over.
  • A one-time purchase program that’s a step to a traditional credit account.

  • Your $30 down payment is taken off your purchase price.#

  • FreshStart customers who have successfully completed this program have seen on average a 30 point increase^ on their FICO® Score.


start your credit journey with us
we’ll find the product that fits for you
see how we can help you
shop with
low monthly payments1
we report to all three credit bureaus
top brands
you want
no hidden

order today and you could win

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Open to legal U.S. residents 18 and older. Void where prohibited. See Official Rules for instructions on how to enter for free.

For complete program details, see the WebBank/Fingerhut FreshStart Terms and Conditions.
Based on the average FICO® Score increase from all Fingerhut FreshStart® account customers who successfully completed program between 8/1/2019 and 8/1/2020. Average increase is based on FICO® Score 8 methodology.
FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.