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For California residents, by proceeding to interact with Fingerhut, please be aware that your personal information may be collected.

To understand the types of personal information that we may collect about you, please visit our Privacy Page.

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get the credit you deserve

apply now on your mobile device

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already a customer?

how it works

  • 1
  • apply & receive your offer
  • 2
  • shop with low monthly payments1
  • 3
  • build new credit history

which credit option is right for you?

 

Fingerhut Fetti ®

Our traditional credit account means you can shop whenever you like, up to your credit limit.
  • Build your credit history when you make a purchase and pay your monthly bill.
  • After just 3 on-time payments, you could get a credit-line increase!
 
 

Fingerhut FreshStart®

This program is designed to help people who are starting out or starting over.

  • A one-time purchase program that’s a step to a traditional credit account.

  • Your $30 down payment is taken off your purchase price.#

  • FreshStart customers who have successfully completed this program have seen on average a 30 point increase^ on their FICO® Score.

 

start your credit journey with us
we’ll find the product that fits for you

apply now

see how we can help you

 
shop with
low monthly payments1
we report to all three credit bureaus
 
 
top brands
you want
no hidden
fees2
 




#
For complete program details, see the WebBank/Fingerhut FreshStart Terms and Conditions.
^
Based on the average FICO® Score increase from all Fingerhut FreshStart® account customers who successfully completed the program between 2/1/2022 through 2/1/2023. Average increase is based on FICO 8 methodology.
FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.