With the flexibility of paying over time, a WebBank/Fingerhut Credit Account helps you buy the things you need
while building a better credit future.
how it works
apply & receive your offer
shop with low monthly payments
build new credit history
which credit option is right for you?
Fingerhut Fetti ® Our traditional credit account means you can shop whenever you like, up to your credit limit.
Build your credit history when you make a purchase and pay your monthly bill.
You could qualify for a credit line increase after making consistent on-time payments. Accounts are reviewed monthly for eligibility.
Fingerhut FreshStart ® This program is designed to help people who are starting out or starting over.
A one-time purchase program that’s a step to a traditional credit account.
Your $30 down payment is taken off your purchase price.
FreshStart customers who have successfully completed this program have seen on average a 30 point increase
^ on their FICO® Score.
start your credit journey with us
we’ll find the product that fits for you
Based on the average FICO® Score increase from all Fingerhut FreshStart® account customers who successfully completed the program between 4/1/2021 through 4/1/2022. Average increase is based on FICO 8 methodology.
® is a registered trademark of Fair Isaac Corporation in the United
States and other countries.