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take $25 off 
your order of $100 or more†
when you apply online and are approved for a Fingerhut Advantage Credit Account issued by WebBank
promo code NCFMV
†
details

Fingerhut homepage

get the credit you deserve

apply now on your mobile device

apply now
already a customer?

how it works

  • 1
  • apply & receive your offer
  • 2
  • shop with low monthly payments1
  • 3
  • build new credit history

which credit option is right for you?

 

Advantage

Our traditional credit account means you can shop whenever you like, up to your credit limit.
  • Build your credit history when you make a purchase and pay your monthly bill.
  • After just 3 on-time payments, you could get a credit-line increase!
 
 

Fingerhut FreshStart®

This program is designed to help people who are starting out or starting over.

  • A one-time purchase program that’s a step to a traditional credit account.

  • Your $30 down payment is taken off your purchase price.#

  • FreshStart customers who have successfully completed this program have seen on average a 30 point increase^ on their FICO® Score.

 

start your credit journey with us
we’ll find the product that fits for you

apply now

see how we can help you

 
shop with
low monthly payments1
we report to all three credit bureaus
 
 
top brands
you want
no hidden
fees2
 

popular categories for our customers

so creative arts & crafts items for all ages
arts & crafts
for all ages
sleep well bedding sets
bedding sets
under $20 per month*
under $150 handbags
handbags
fashion meets function
cute & compact furniture & more
furniture & more
live large in small spaces
under $200 kitchen equipment
kitchen gear
make mealtime easy
work hard home office essentials
home office
under $30 per month*
the latest top tech
top tech
under $30 per month*
top-rated jewelry & watches
jewelry & watches
the best bling

order today and you could win

hands holding cutouts of a car and house.
$20,000
awarded in the form of a check
entry period ends 12/31/21
City of Austin TX
trip for 2
to Austin, Texas
entry period ends 8/31/21
NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Open to legal U.S. residents 18 and older. Void where prohibited. See Official Rules for instructions on how to enter for free.


#
For complete program details, see the WebBank/Fingerhut FreshStart Terms and Conditions.
^
Based on the average FICO® Score increase from all Fingerhut FreshStart® account customers who successfully completed program between 8/1/2019 and 8/1/2020. Average increase is based on FICO® Score 8 methodology.
 
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.