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To understand the types of personal information that we may collect about you, please visit our Privacy Page.

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    it’s the 75th anniversary of Fingerhut we're so proud our customers build credit history when they apply and shop with low monthly payments.it’s the 75th anniversary of Fingerhut we're so proud our customers build credit history when they apply and shop with low monthly payments.

    Fingerhut homepage

    build a better credit future1
    with a WebBank/Fingerhut Credit Account
    apply now

    want to build your credit?

    a WebBank/Fingerhut Credit
    Account can help1

    a WebBank/Fingerhut Credit Account can help1

    apply now
    apply and get an instant decision
    already a customer? sign in

    you’ll also enjoy these
    awesome benefits

     
    shop with
    low monthly payments1
    we report to all three credit bureaus
    100s of top brands and products
    no hidden
    fees2
     
     
    100s of top brands and products
    no hidden
    fees2
     

    3 easy steps

    we’ll pick the credit
    option that’s right for you

    1

    apply and get an instant decision

    2

    shop with
    low monthly payments1

    3

    build new
    credit history

    Fingerhut Fetti Credit logo

    our traditional credit account

    Our traditional credit account allows you to shop whenever you like, up to your credit limit.

     
    • Build your credit history when you make a purchase and make on-time payments.
    • After just 3 on-time payments, you could get a credit-line increase!
    Fingerhut FreshStart Credit logo
    if you’re starting out or starting over

    if you’re starting out or starting over, this program is designed to help people like you.

     
    • A one-time purchase program that’s a step to a traditional credit account.
    • Your $30 down payment is taken off your purchase price.#
    • FreshStart customers who have successfully completed this program have seen on average a 30 point increase^ on their FICO® Score.

    the proven way to build
    your credit history

    Get the complete WebBank/Fingerhut FreshStart program details: www.fingerhut.com/content/freshStartTC




    start shopping now

    under $200

    bed & bath

    stock your linen closet
    under $200

    electronics

    top tech that fits your life
    under $200

    kitchen

    essentials for every day
    under $200

    shoes

    styles for any activity or occasion
    #
    For complete program details, see the WebBank/Fingerhut FreshStart Terms and Conditions.
    ^
    Based on the average FICO® Score increase from all Fingerhut FreshStart® account customers who successfully completed the program between 2/1/2022 through 2/1/2023. Average increase is based on FICO 8 methodology.
    FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.

    About Fingerhut

    About Fingerhut

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    Web Accessibility Policy

    We have audited this and our other affiliate websites to ensure their accessibility. We are committed to maintaining the accessibility of this website to ensure that persons with disabilities have full and equal enjoyment of the goods, services, facilities, privileges, advantages, and accommodations of our services through the site. If you have any accessibility questions or problems, please contact us at 1-800-964-1975 or customerservice@fingerhut.com for assistance.
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    • Fingerhut Credit Accounts are issued by WebBank.
    • * Advertised Price Per Month: The advertised price per month is the estimated monthly payment required to be made on your WebBank/Fingerhut Fetti Credit Account for a single item order, or if at any time your account has multiple items on it, then please see the payment chart for payment terms. The advertised price per month will not apply. See Full Cost of Ownership.
    • ◆ Your account minimum payment amount is determined by the purchases and balances on your WebBank/Fingerhut Credit Account. If you have a balance or are making a multiple item purchase, see the Existing Balance Payment Chart.
    • ▽ Your account minimum payment amount is determined by the purchases and balances on your WebBank/Fingerhut Credit Account. The change in minimum payment amount is based on your account balance at the time it is advertised, and includes an assumption of interest charges and SafeLine fees, as applicable. The change in minimum payment amount does not include subsequent activity on your account such as any purchases, including deferred payment purchases, backordered, unshipped, returned or other pending purchases or exchanges; any payments, including partial, missed or returned payments; any fees, including recurring partner program charges, subsequent interest charges, late fees or returned payment fees. It is also subject to change based on shipping address, shipping method, partial shipments and taxes. Your minimum payment amount will not change and the purchase will not reflect on your statement until the order ships. If you have a balance or are making a multiple item purchase, see the Existing Balance Payment Chart.
    • 1. If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.
    • 2. Minimum interest charges, late fees and returned payment fees apply. See the complete revolving WebBank/Fingerhut Credit Account Terms and Conditions.
    • ‡Comparable Products
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