We collect sales tax in the city of Nome, AK; AL; AR; AZ; CA; CO; CT; DC; FL; GA; HI; IA; ID; IL; IN; KY; KS; LA; MA; MD; ME; MI; MN; MO; MS; NC; ND; NE; NJ; NM; NV; NY; OH; OK; PA; PR; RI; SC; SD; TN; TX; UT; VA; VT; WA; WI; WV and WY as required by law. States requiring sales tax are subject to change. We reserve the right to charge or collect applicable sales tax for your order. Therefore, your final sales tax charge may vary from what you see on the Order Review page of checkout. Sales tax amounts are calculated based on the address the purchase will be shipped to. Please note the type of product you purchase may affect the sales tax rate, additional sales tax might be charged by local governments, and sales tax laws change frequently. For states imposing sales or use taxes, your purchase is subject to tax unless it is specifically exempt from taxation. Your purchase is not exempt merely because it was made over the Internet, by catalog, or by other remote means. Many states require purchasers to file a sales/use tax return at the end of the year reporting all taxable purchases that were not taxed and to pay tax on those purchases. It is possible that you may be responsible for the payment of sales/use taxes on your orders, even though we are not required to collect sales/use taxes from you. In these situations, our listing of $0 tax at time of order does not mean that you are not responsible for the payment of taxes on the order. Rather, it means that we are not required to collect sales/use tax at the time of the order. It is your responsibility as the purchaser to pay sales/use taxes. Details on how to file these returns may be found at the state taxing authority's website. Also see: Individual States/Sales/Use Tax Information
Dear Valued Customer,
Fingerhut is very concerned about the safety and well-being of
our customers and their families. We intend to always treat
our customers with courtesy and respect. The customer
relationship is a very important part of our business.
We strive to provide our customers with products that meet or exceed our quality standards, and your expectations. Our quality and safety standards comply with applicable domestic safety laws, and we expect our suppliers to comply with those same laws. On rare occasions, our suppliers may discover a product safety concern after an item has already shipped to our customers. When this happens, our Fingerhut Quality Assurance team will work closely with our suppliers and the U.S. Consumer Product Safety Commission to make sure our customers are notified about product recalls. We have made this section of our web site available to customers to ensure that you have all of the most up to date information about recalls that may affect our customers.
For more information about product recalls and safety information, please visit this U.S. Government Web site: www.recalls.gov or call our Fingerhut Customer Service department at 1-800-964-1975 7:00am-10:00pm (CT), Monday - Friday.
Your satisfaction is important to us, and we thank you for your business. We understand the trust you place in us, and want you to know that we are doing everything we can to continue to provide a great shopping experience with high quality products.
California Proposition 65 (Prop 65)
Prop 65 is a California law that requires companies to provide warnings for products that contain chemicals known to the state of California to cause cancer, birth defects and/or other reproductive harm. For more information to go www.P65Warnings.ca.gov.
The Prop 65 warning is required by the state of California for products that contain certain levels of chemicals known to the state of California to cause cancer, birth defects and/or reproductive harm. If a product does not display a warning on the product information page, the supplier of the product has indicated that it does not require a Prop 65 warning. For more information go to www.P65Warnings.ca.gov.
Although the product meets federal safety standards, we include the warning as required by the state of California, which has stricter requirements. We care about your safety and comply with applicable health and safety requirements.
Military Lending Act
Will my MLA protections still apply if I graduate from a WebBank / Fingerhut FreshStart® Credit Account?
Whether you will receive MLA protection for your WebBank/Fingerhut Credit Account upon graduating from a WebBank/Fingerhut FreshStart® Credit Account will depend on when you graduate and your status as a covered borrower at that time.
If you graduate from a closed-end WebBank/Fingerhut FreshStart® Credit Account before October 3, 2017, the MLA protections will not apply to your new open-end WebBank/Fingerhut Fetti Credit Account.
If you graduate from a closed-end WebBank/Fingerhut FreshStart® Credit Account after October 3, 2017 and you are a covered borrower at that time, the MLA protections will apply to your new open-end WebBank/Fingerhut Fetti Credit Account.
If you graduate from a closed-end WebBank/Fingerhut FreshStart® Credit Account after October 3, 2017 and you are not a covered borrower at that time, the MLA protections will not apply to your new open-end WebBank/Fingerhut Fetti Credit Account.
If you are a covered borrower, your protection includes:
A 36% interest cap. Your total monthly interest cannot be more than the 36% Military Annual Percentage Rate (MAPR), which is calculated by including all of the following costs:
- credit service charges
- credit renewal charges
- credit insurance premiums
- other fees for credit-related products sold in connection with the loan
Written and oral disclosure. We must share the interest rates and other fees you owe, both orally and in writing, before your loan is issued.
No mandatory waivers of consumer protection laws. We cannot require you to waive any state or federal law that protects you from being sued while on active duty.
No mandatory arbitration. We cannot require you to arbitrate disputes about your account.
No mandatory allotments. We cannot require you to make automatic paycheck deductions to repay your balance.
No prepayment penalty. We cannot charge a penalty if you pay your balance early.
The Military Lending Act (MLA) provides credit account protections for service members placed on active duty and certain members of their family. The active duty service members and their families who are eligible for MLA protection are referred to as "covered borrowers."
For closed-end accounts, like the WebBank/Fingerhut FreshStart® Credit Account, whether you are a covered borrower is determined at the time you make a purchase.
For open-end accounts, like the WebBank/Fingerhut Fetti Credit Account, whether you are a covered borrowed is determined at the time you open your account.
For closed-end credit accounts, like the WebBank/Fingerhut FreshStart® Credit Account, you are a covered borrower if you are an active duty service member, their spouse, child, or other dependent at the time of purchase.
For open-end accounts, like the revolving WebBank/Fingerhut Fetti Credit Account, you are a covered borrower if you are an active duty service member, their spouse, child, or other dependent at the time you open your account.
To learn more about the MLA and how it may apply to your specific circumstances, you may contact your local Judge Advocate General's (JAG) office.
Yes. You must qualify as a covered borrower to get MLA account protection.
The MLA protections remain in place as long as you continue to be a covered borrower.