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which credit option is right for you?
Advantage Our traditional credit account means you can shop whenever you like, up to your credit limit.
- Build your credit history when you make a purchase and pay your monthly bill.
- After just 3 on-time payments, you could get a credit-line increase!

Fingerhut FreshStart® This program is designed to help people who are starting out or starting over.
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A one-time purchase program that’s a step to a traditional credit account.
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Your $30 down payment is taken off your purchase price.#
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FreshStart customers who have successfully completed this program have seen on average a 30 point increase^ on their FICO® Score.

start your credit journey with us
we’ll find the product that fits for you
we’ll find the product that fits for you
see how we can help you
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For complete program details, see the WebBank/Fingerhut FreshStart Terms and Conditions.
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Based on the average FICO® Score increase from all Fingerhut FreshStart® account customers who successfully completed program between 8/1/2019 and 8/1/2020. Average increase is based on FICO® Score 8 methodology.
FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.