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**Enter promo code S345 during checkout to receive free standard shipping on everything in the Gift Finder! Offer excludes clearance items. Offer ends 11:59pm 11/22/09 CT. Not valid on previous purchases or on the purchase of Gift Cards. Promotional code only valid online. One promotional code per order. Cannot be combined with other Fingerhut offers. Not redeemable for cash. Void where prohibited or restricted. Not valid on Partner Offers. Not valid for payment on Fingerhut Credit Account. Free Standard shipping in the 48 contiguous states not valid on truck shipped or vendor shipped items. Free shipping in the 48 contiguous states not valid on truck shipped or vendor shipped items.
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Credit Education Guide
What is a credit score?

A credit score is a complex mathematical model that evaluates many types of information in a credit file. A credit score is used by a lender to help determine whether a person qualifies for a particular credit card, loan, or service. Most credit scores estimate the risk a company incurs by lending a person money or providing them with a service – specifically, the likelihood that the person will make payments on time in the next two to three years. Generally, the higher the score, the less risk the person represents.
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Ayuda en Español 		*Advertised Price Per Month: The advertised price per month assumes you have a CIT Bank/Fingerhut Credit Account and is the estimated monthly payment required to be made on that account for a single item order until that item is paid off. The actual price per month includes interest and will vary depending on your account balance and other factors.


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