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**Enter promo code S345 during checkout to receive free standard shipping on everything in the Gift Finder! Offer excludes clearance items. Offer ends 11:59pm 11/22/09 CT. Not valid on previous purchases or on the purchase of Gift Cards. Promotional code only valid online. One promotional code per order. Cannot be combined with other Fingerhut offers. Not redeemable for cash. Void where prohibited or restricted. Not valid on Partner Offers. Not valid for payment on Fingerhut Credit Account. Free Standard shipping in the 48 contiguous states not valid on truck shipped or vendor shipped items. Free shipping in the 48 contiguous states not valid on truck shipped or vendor shipped items.
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Customer Service
Credit Education Guide
Benefits of Good Credit:
  1. Does Fingerhut have any special offers for customers with good credit?
  2. How can I be assured of receiving all of Fingerhut's seasonal catalogs?
  3. Can I use my Fingerhut Credit Account to purchase other items?
Consequences of Bad Credit:
  1. What is the impact of paying late?
  2. Will poor payment performance really impact me in the future?
  3. Who's going to care if I don't pay my Fingerhut accounts?
Credit 101:
  1. What is a credit score?
  2. How can I get my credit score?
  3. Where can I find out more about identity theft?
  4. What is a debt-to-income ratio?
  5. How do I calculate my debt-to-income ratio?
  6. What is an acceptable debt-to-income ratio?
  7. Why is monitoring my debt-to-income ratio important?
Understanding Payments:
  1. When is my payment due?
  2. How can I make a payment?
  3. Why is it important to make my payments on time?
  4. Since I always forget to mail my payment on time, is there a way I can setup automated payments?
  5. My payment is due on the 5 days before I am paid every month. Are you able to change my due date?
How to Manage Credit:
  1. How can I minimize the finance charges I pay?
  2. How can I make a payment quickly when my due date is coming up and I don't want to pay a late fee?
  3. Should I be concerned about taking on more credit card debt during times of economic uncertainty?
  4. Is there any way to protect myself if I unexpectedly lose my job?
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Ayuda en Español 		*Advertised Price Per Month: The advertised price per month assumes you have a CIT Bank/Fingerhut Credit Account and is the estimated monthly payment required to be made on that account for a single item order until that item is paid off. The actual price per month includes interest and will vary depending on your account balance and other factors.


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