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1. Important Messages
In this area you’ll find brief notes from
Fingerhut alerting you to offers, credit tips and
other important information.
2. Your Account Activity Summary
Your previous balance, payments and credits,
new purchases, interest charges and fees are
here, along with your new balance.
3. Credit Limit
The maximum amount you can charge to your account.
4. Available Credit
The amount of unused credit that is available
to you. Your credit available amount is your
balance subtracted from your credit limit.
5. Past Due Amount
The amount you owe that is past due. Most
often this means you have missed a payment
or have not paid the minimum amount due.
6. Interest Charge Calculation
Lists any interest charges and all applicable
rates for both non-deferred and deferred
purchases in one spot.
7. New Balance
The total amount you owe. This includes any
unpaid balances from previous months, new
purchases, late fees and interest charges.
8. Minimum Due
The minimum amount you must pay each
month. If you pay more than the minimum,
you will pay off your balance more quickly
with less interest charges.
9. Mail Payment By
Generally, if you mail your payment by this
date we will receive your payment in time for
you to avoid late fees.
10. Payment Due Date
The day your payment is due at Fingerhut.
If your payment is received after this date,
a late fee can be charged. If you’re running
late, you can always pay your bill online to
prevent late fees!
11. Late Payment Warning
A reminder about the late fee you may be
charged if your payment is not received by
the Payment Due Date.
12. Minimum Payment Warning
This is the length of time to pay off your
current balance if you only make the required
minimum payments by the payment due
date. It’s to your benefit to pay more than the
minimum amount due each month. However,
by paying your New Balance in full, you will
avoid paying any additional interest charges.
13. Credit Counceling
For helpful information about managing
your credit, call the toll-free number
listed.
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